I use DashLane find one you like, and it will make your life much easier. They work across all platforms and devices such as your smartphone, tablet and desktop. This is where after you enter your unique password, the site will send a code to your smartphone via text or email. You will then enter that code into the site for access.
This code only is active for a short period of time. You should use this on all financial site at the very minimum. If you use Facebook or Instagram a lot take a good look at the information that you have posted about yourself. Try looking at that information like a bad guy would, you might be surprised what you find.